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04: Fund selection

There is, however, a vast range of different investment funds to choose between, and some have demonstrated an ability to perform consistently better over the longer term than others.

An independent financial adviser (IFA) can be a huge help in selecting funds which are likely to outperform. Based on thorough research, they will have identified a range of funds that they are comfortable to recommend in respect of different client objectives. The experience and investment approach of the fund manager are often considered key factors.Last Updated 
The value of your investments - and the income from them - can fluctuate and it is possible that you might not get back a significant amount of your investment. Past performance is not a guide to future performance and may not be repeated.