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(Gold/Platinum/Black) Standard Rates

Card Interest Rates Cash W/D
Min
Income
Mthly APR
(pchse)
PA
(cash)
Fee Min
Charge
Int
Chgd
Int Free
Period
Barclaycard Platinum Simplicity Visa
£20K 0.553% 6.8% 15.8%r 2.50% £2.50 D 56 Days
The Co-operative Bank Platinum Tracker Visa
£25K 0.375% 7.7% 4.594% 2.50% £3.00 L 46 Days
Saga Over 50's Platinum Visa
£12K 0.941% 11.9% 21.47%r 2.00% £2.00 A 55 Days
Lloyds TSB Platinum MasterCard
£15K 1.240% 15.9% 27.9%r 3.00% £2.50 L 56 Days
Norwich & Peterborough BS Platinum M'Card
None 1.2408% 15.9% 27.9%r 3.00% £3.00 L 50 Days
Nationwide BS Gold Visa
£25K 1.313% 16.9% 27.9%r 2.50% £3.00 I 56 Days
Notes: Fees and rates subject to change without notice. Check all rates and terms before borrowing. Assumptions have been made in calculating savings/costs. The figures should be used to illustrate potential savings and should be confirmed with credit card providers.
Source: www.moneyfacts.co.uk
Rates correct as of: 8 September 2010
A=Interest charged from date item charged to account if account not cleared in full each month.  D=Interest charged from date item charged to account if account not cleared in full each month. Interest on cash and debt transfers will be charged on a daily basis, from the date of withdrawal or debt transferred/date withdrawal or debt transfer charged to account, even if account is cleared in full each month.  I=Interest charged from date item purchased if account not cleared in full each month.  L=Interest charged from date item purchased if account not cleared in full each month. Interest on cash and debt transfers will be charged on a daily basis, from the date of withdrawal or debt transferred/date withdrawal or debt transfer charged to account, even if account is cleared in full each month.  r=Cash withdrawals charged at a higher monthly rate than shown. 
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